- Looking to move to liquid MFs after 60? Understand LTCG tax within or across fund houseson June 30, 2025 at 11:22 am
Amid market volatility, investors over 60 considering liquid funds should note that switching mutual funds triggers capital gains tax. Long-term capital gains from equity funds exceeding ₹1.25 lakh are taxed at 12.5%. Phased redemptions and Systematic Transfer Plans can help minimize tax impact, and consulting a CA is advisable for personalized tax planning.
- Top 5 multi cap mutual funds with maximum mid and small cap exposure. Check detailson June 30, 2025 at 9:59 am
Top multi-cap funds with highest mid and small cap exposure include Nippon India (71.7%), DSP (66%), Samco (58.8%), LIC (58.4%), and Groww (57.4%) as of May 31, 2025.
- 11 equity mutual funds multiply investors’ lumpsum investment by over 4.3 times in 5 yearson June 30, 2025 at 9:15 am
Over the last five years, 11 equity mutual funds have multiplied lumpsum investments by over 4.3 times, led by small-cap funds like Quant Small Cap and Nippon India Small Cap. The top performers delivered CAGRs above 33%, highlighting strong long-term gains. Investors should align choices with goals and risk appetite.
- JioBlackRock Mutual Fund: 3 NFOs open for subscription today. Should you invest?on June 30, 2025 at 7:01 am
JioBlackRock Mutual Fund has launched NFOs for three debt funds: Liquid Fund, Money Market Fund, and Overnight Fund, all open for subscription until July 2nd. These direct-plan schemes offer growth options with a minimum investment of Rs 500.
- NFO Alert: JioBlackRock Money Market Fund opens today, offers low interest rate risk and moderate…on June 30, 2025 at 6:11 am
Jio BlackRock Mutual Fund has launched the Jio BlackRock Money Market Fund, now open for subscription until July 2. The scheme aims to generate regular income by investing in money market instruments with maturities up to one year. It’s an open-ended debt fund offering relatively low interest rate risk and moderate credit risk, appealing to investors seeking short-term stability and income.
- Focus on Quality: Invest in resilient businesses amid uncertaintyon June 30, 2025 at 5:50 am
Quality investing is gaining traction amid market challenges. The Nifty 200 Quality 30 index offers exposure to financially strong companies. It uses metrics like Returns on Equity and Earnings Growth. Factor-based strategies can improve portfolio returns. Tactical allocation and long-term capital appreciation are key benefits. A rules-based framework and lower costs make it attractive.
- Best dynamic bond funds to invest in June 2025on June 30, 2025 at 5:10 am
If you are planning to invest for three to five years, but don’t want to take a call on interest rates, you can bet on dynamic bond funds. Kotak Dynamic Bond Fund, one of the recommended schemes, has been in the third quartile for the last 13 months. ICICI Prudential All Seasons Bond Fund has been in the second quartile for the last 13 months. Please follow our monthly updates to keep track of your investments.
- Sensex vaults 11,000 points from April lows. Which mutual funds should you buy?on June 30, 2025 at 5:10 am
Indian stock market shows positive trends. BSE Sensex rises significantly since April. Experts suggest investments in flexi-cap and large & mid-cap funds. They also advise diversifying with short-duration debt, equity arbitrage, gold, or multi-asset funds. Investors nearing their goals may consider booking profits. Long-term investors should continue SIPs. Rebalancing portfolios at fixed intervals is recommended, irrespective of market movements.
- Best short duration mutual funds to invest in June 2025on June 30, 2025 at 4:00 am
Short duration mutual funds invest in both short term bonds and very short term instruments. They invest in treasury bills, commercial papers, certificates of deposits and so on to take care of their liquidity needs. They also invest in corporate bonds, government securities, etc.
- Stick to large-caps, disciplined asset allocation: 4 top mutual fund managers reveal how investors…on June 30, 2025 at 1:00 am
Four top money managers reveal how they’re navigating the new market reality shaped by disruptions, shifting valuations, and global uncertainty. As per them, investors need to moderate their expectations in terms of returns from various asset classes, along with focusing on the long-term outlook, and a potential near-term price correction in gold.
- India, Oman revise DTAA: What’s the income tax impact on professionals earning in both countries?on June 30, 2025 at 1:00 am
India and Oman have updated their Double Taxation Avoidance Agreement, effective May 2025, to prevent double taxation and also reflect current global tax norms. The revised treaty promotes cross-border investments by lowering tax rates on royalties and technical service fees. It also introduces a non-discrimination clause and strengthens information exchange between the 2 countries.
- What are TDS, TCS and what is the difference between them?on June 30, 2025 at 1:00 am
If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 57th part of this series, we explain the difference between two forms of indirect taxation.
- Can you download Form 16, Form 16A, other TDS certificates from TRACES website if your tax has been…on June 28, 2025 at 6:02 am
Taxpayers cannot directly download Form 16 or 16A from the TRACES portal; only deductors like employers or banks are authorized to do so. While taxpayers can’t access these forms directly, they can monitor their Form 26AS to verify TDS deductions.
- What is Form 26AS, AIS and TIS in income tax?on June 27, 2025 at 2:30 am
Taxpayers must review Form 26AS, AIS, and TIS before filing income tax returns. The Annual Information Statement (AIS) offers a detailed view of earnings, taxes, and investments, allowing taxpayers to provide feedback. Form 26AS displays tax-related details like TDS and TCS, while the Taxpayer Information Summary (TIS) provides a category-wise summary of financial data.
- Documents for ITR filing FY 2024-25 (AY 2025-26): Eight documents you need to file income tax returnon June 24, 2025 at 6:16 am
Documents for ITR Filing 2025: The process of filing an income tax return begins with collecting the required documents and other necessary information. We have compiled a list of eight essential documents that you will need to collect to initiate the ITR filing process this year. Know the documents that you need to collect.
- ITR filing due date extended but deadline to pay final tax without penalty is July 31 or Sept 15…on June 23, 2025 at 7:10 am
Deposit tax without penalty: The Central Board of Direct Taxes (CBDT) has extended the last date to file income tax return from July 31, 2025, to September 15, 2025, for the financial year 2024-25. In the past, CBDT has asked the taxpayers to deposit self-assessment tax by July 31, even though the ITR filing deadline has been extended.
- Didn’t report your crypto earnings? Income tax dept sending tax notices, conducting search &…on June 21, 2025 at 6:09 am
The Income Tax Department is contacting taxpayers about cryptocurrency taxes. Many individuals did not report crypto transactions correctly. The department is using data from exchanges and TDS returns to find discrepancies. Notices are going out to those who under-reported or failed to disclose crypto income. Read below to know what are these notices and how to tackle them.
- NPCI introduces real time PAN-Bank Account linking on income tax website; taxpayers may get faster…on June 20, 2025 at 9:28 am
NPCI has launched a new PAN and Bank Account Validation API for government departments, enabling real-time verification of taxpayer details directly from banks’ Core Banking Systems. This initiative aims to streamline income tax refunds and direct benefit transfers by ensuring faster, error-free processing and reducing fraud risks. Banks are advised to prioritize implementation for the Government of India.
- Mitra can save Rs 55,000 tax by opting for NPS, new tax regimeon June 16, 2025 at 1:00 am
Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments.
- Paid tax abroad? Here’s how to claim foreign tax credit in Indiaon June 16, 2025 at 1:00 am
Foreign tax credit is a key relief for Indian taxpayers with foreign income, but ambiguities in domestic laws and DTAAs remain. To avoid litigation, taxpayers must closely examine both domestic tax provisions and applicable treaties.